Specialist Household Risks

Many Home owner/occupiers experience difficulty in obtaining insurance cover because of one or more of the following reasons:

• The property is not of standard construction
• The property has suffered Subsidence damage
• The Insured has suffered claim(s)
• The property is unoccupied or undergoing works/renovation
• The property is in an area prone to flooding
• The property is not occupied by the owner
• The owner/occupier has an unusual occupation
• The owner/occupier is an ex offender with a criminal conviction
• The property has been converted

Any of these are not acceptable to the majority of insurance companies.

We are normally able to provide a quotation for all of the above. There is a separate quotation form for Ex offenders Household insurance but for all other quotations please complete the Buildings & Contents quotation form and provide information in the "Additional Information" area. You may prefer to call us to discuss your needs and we would welcome your call.