Reformed Offender Insurance

Reformed offenders can experience difficulty in arranging insurance. Delite Insurance Agency can help you overcome the challenge of arranging insurance even if you or anyone living with you has unspent criminal convictions.

Unspent Criminal Convictions

Unspent criminal convictions are material facts and they must be declared whether you are asked to declare the information or not. The issue you will get is that as soon as you declare a criminal conviction most insurers have no interest in offering cover.

However, Delite Insurance Agency offers a unique approach required to arrange insurance for you. We look at your current circumstances rather than looking at your past and offer cover for a wide range of insurances such as commercial, home and motor insurance.

Most sentences have ‘rehabilitation periods’ which start from when you were first convicted.

However, as a sentence of 30 months or more is never considered spent this can affect you for the rest of your life when obtaining insurance.

SENTENCE ADULT (18+) AT CONVICTION / DISPOSALYOUNG PERSON (u18) AT CONVICTION / DISPOSAL
Prison inc. suspended sentencesOver 4 years or a public protection sentenceNever SpentNever Spent
Prison inc. suspended sentencesMore than 30 months and less than (or equal to) 4 yearsFull Sentence +7 YearsFull Sentence +3.5 Years
Prison inc. suspended sentencesMore than 6 months and less than (or equal to) 30 monthsFull Sentence +4 YearsFull Sentence +2 Years
Prison inc. suspended sentencesLess than (or equal to) 6 monthsFull Sentence +2 YearsFull Sentence +18 Months
Community Order / Youth Rehabilitation OrderFull Length of the Order + 1 YearFull Length of the Order + 6 Months

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OUR ADDRESS

Delite Insurance Agency
20 Jeffery Street
Gillingham
Kent ME7 1DE

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WHY CHOOSE US

Competitive prices
Flexible policy cover
Full range of insurance products
Independent advice from experienced professionals
Swift and simple quotation process
Friendly and personal service

With our long-standing expertise in home insurance, particularly with unoccupied homes, we pride ourselves on the excellent service we deliver to all of our clients.